David S. Jones - President and CEO

Mr. Jones currently serves as the Chief Executive Officer of Card Lab. His background has been primarily in the payments and electronic commerce industries in which he has over fifteen years of experience. Most recently, Mr. Jones served as Vice President of Corporate Development at Fiserv, Inc., where he led payment strategy and payment related M&A while also holding responsibility for BillMatrix merger integration. Prior to BillMatrix and Fiserv, David served as Remittance Product Group Head & Vice President of Payment Strategy for JP Morgan Chase. Prior to joining Bank One/JP Morgan, David founded and served as Executive Vice President of Billserv, a leading electronic bill presentment and payment (EBPP) provider. David holds an Executive MBA from the Cox School of Business at SMU.


Brian Winfield - Chief Technology Officer

With over 18 years experience in information technology Mr. Winfield has worked at a variety companies including the National Security Agency (NSA), GE, Kodak, Orbital Satellite Systems and TRW.   Mr. Winfield specializes in developing commercial enterprise level architectures and has developed such diverse applications from Mission Planning Software for fighter jets to Kodak’s Retail Online Image Processing system.


Brian Spring - Chief Information Officer

Mr. Spring has over eleven years of experience in research and development, with degrees in Computer Science, Computer Engineering and Electrical Engineering, plus post graduate work in Computer Science and Engineering, with a focus in image processing and computer vision. He has worked for various companies that include Lockheed Martin, Agilent Technologies, Hologic and Dade Behring. Excelling in system integration, Mr. Spring has created device drivers, machine control software and utilities to aid in system development and testing for commercial products. He has worked on a wide variety of projects, ranging from GPS satellites to digital x-ray systems and high volume fluid analyzers.


Carrie L. Streit - Director of Operations

Mrs. Streit has over 20 years of customer service, financial and mortgage industry experience combined. She previous held positions with JCPenney, Countrywide Homes Loans, Bear Sterns and MortgageIT where she served in lead roles and as a corporate trainer.


Eric VanderSchaaf - Director of Marketing and Business Development

Mr. VanderSchaaf serves as the Director of Marketing and Business Development at CardLab.  His background includes four years in commercial insurance where he worked for Willis Group, NA and successfully spear-headed the south central region’s efforts into transportation and logistics.  Eric was the Co-Founder of, an online platform that offered hyper-local daily deals to college campuses and has experience in event management as the Co-Founder of Nitefire Social where he organized the inaugural ‘In Big D’ Conference with serial entrepreneur and NYT best-seller Gary Vaynerchuk in 2011.  Eric holds a Bachelor of Arts in Business and Spanish from Trinity Christian College.


Scott Walker - Board Member

Scott B. Walker is a recognized leader in the financial technology industry having created an innovative, profitable and respected business in BillMatrix Corporation. The company’s main focus was in the biller direct market supporting an outsourced bill payment service. Beginning in 1999, he applied astute entrepreneurial skills to the growth in electronic financial transactions, resulting in the company experiencing explosive growth for over eight years. The company’s foundation of success was validated with an acquisition in August 2005 by Fiserv, Inc., one of the world’s most prominent providers of information management systems and services to the financial industry, for $350 million. Mr. Walker continues to lead and oversee all strategic and operational aspects of BillMatrix. Mr. Walker plays an active role in a number of national industry organizations and financial groups. He is widely known and well regarded for his perspective on the payments sector and his comprehensive understanding of technology innovations that are shaping the way consumers and businesses manage their financial resources. Since 2002, Scott Walker has been a member of the Board of Directors and served as Treasurer of the Direct Response Forum, a think tank that addresses issues, development of rules and regulations, and emerging payment methodologies for the card-not-present industry. Mr. Walker is also actively involved in the National ACH Association (“NACHA”) through its Council for Electronic Billing and Payment (“CEBP”). Mr. Walker is dedicated to passing on his leadership philosophy and creative business development to the next generation of entrepreneurs. Mr. Walker is on the Board of Trustees for Thunderbird, the leading graduate school of Global Management, who honored him with an outstanding alumni achievement award for entrepreneurship in 2003. Mr. Walker also serves as Chairman of the advisory board for the Center for Global Entrepreneurship at the school, which he helped underwrite in 2005 for $1 million. Closer to home, Mr. Walker is a member of the Executive Board of Directors of Southern Methodist University’s Cox School of Business. Mr. Walker serves his local community as a member of the steering committee and Board of Directors for Safer Dallas, Better Dallas, an organization dedicated to providing resources and financial assistance to the greater Dallas Police Department. Continuing the entrepreneurial drive, Mr. Walker is involved in several new start-up companies as a board member and substantial investor including PAYjr, ProCore Laboratories and West Coast Leather.


John Witt - Board Member

John R. Witt has 30 years of senior level experience in advising, managing and investing in small and medium size operating companies. Mr. Witt’s management and consulting experience spans a diverse array of industries including venture capital, manufacturing, business process outsourcing, real estate investment, restaurant services and international freight. He currently serves as a director for ProCore Laboratories. Prior board seats held include BillMatrix Corporation and Texas Optoelectronics. Mr. Witt began his career in 1977 as a Certified Public Accountant with KPMG. As a manager with that firm he provided general management consulting services for many small and medium size companies in a variety of industries. Subsequent to his tenure at KPMG, Mr. Witt has held various executive level positions, including Executive Vice President in charge of venture capital investments with Dalcor Companies, Chief Financial Officer of Intertrans Corporation, a publicly held international freight forwarding company, President of Darling Restaurant Services, a company serving over 50,000 restaurants in the U.S., and Chief Operating Officer for BillMatrix Corporation, a market leading electronic payments outsourcing company. During his career he has either led or been directly involved in a senior capacity in numerous mergers, acquisitions and corporate investments both domestically and internationally. Mr. Witt is active in the electronic payments industry and has presented at a number of forums and conferences. He is a member of the Electronic Check Council and the Internet Council of the National ACH Association. Mr. Witt holds a BA from the Business School at Texas Tech University where he graduated summa cum laude.


Questions or Concerns?

General Questions:
Report a Lost or Stolen Card: